Real-Time, Intraday, and Overnight. The $8000 was likely from my bank transfer into Robinhood on 1/27 which I thought was cleared but it wasn't fully yet. I transferred my Robinhood account to Fidelity 1/29 and noticed that the shares that came over were showing as (margin) along with a margin debt of $8000 plus $75 fee. Fidelity will just be in the background saying "oh they have the cash for that purchase, lets take that and use it to pay off that margin over there" Hopefully that makes sense. This balance includes both Core and other Fidelity Money Market funds held in the account. This balance does not include deposits that have not cleared. Most of them were already in cash but another 20K shares will be moved as of this evening's close. tbh I'm still learning as well since I recently switched from cash to margin after switching my strategy a bit. I just called Fidelity to move my shares from margin to cash. If there is cash in your Core, a journal would take place on settlement date to reduce this debit balance. The cash you have transferred into account has not settled yet (not received fully from the bank). If there was not enough cash in the Core, you would start paying margin interest on this value at settlement. If there is cash in your Core, a journal would take place on settlement date to reduce this debit balance. A margin loan from Fidelity is interest-bearing and can be used to gain access to funds for a variety of needs that cover both investment and non-investment needs. "Settled cash" is money in your account that you can use (almost) as you wish. Fidelity allows you to buy shares with pending transfer funds (unsettled fund) and once you buy shares using unsettled funds, you cannot sell it until your … Essentially, it is a complete recalculation based on price fluctuations of positions, trade executions, and money movement into or out of … This is with Fidelity, by the way. The $8000 was likely from my bank transfer into Robinhood on 1/27 which I thought was cleared but it wasn't fully yet. A margin debit indicates the amount you owe Fidelity based on margin trade executions. Cash Available to Withdraw: Amount collected and available for immediate withdrawal. EFT funds take 1-3+ business days to be received and "cleared" then an additional 1-3+ business days to become "settled cash" at Fidelity. I transferred my Robinhood account to Fidelity 1/29 and noticed that the shares that came over were showing as (margin) along with a margin debt of $8000 plus $75 fee. On settlement date, this amount would be … I transferred my Robinhood account to Fidelity 1/29 and noticed that the shares that came over were showing as (margin) along with a margin debt of $8000 plus $75 fee. A Cash Debit (negative value) is an amount that will be debited from the account at settlement. It seems every stock I trade--no matter if I select cash or margin--is automatically on margin. Margin borrowing can be used to satisfy short-term liquidity needs similar to how you may use a home equity line of credit or to buy more securities than you could on a cash-only basis. The $8000 was likely from my bank transfer into Robinhood on 1/27 which I thought was cleared but it wasn't fully yet. A margin debit indicates the amount you owe Fidelity based on margin trade executions. Real-time: Balances updated Real-time display values that change with market price fluctuations on the underlying securities in your account. Intraday: Limited Margin Credit/Limited Margin Debit: A Limited Margin credit indicates the amount due to you based on unsettled Limited Margin trade executions. Wire transfer funds are fully available and "settled" the moment they are received. Can you convert a stock on margin to resembling cash...? 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