Now that the FCA has cleaned up the Short Term Loans industry, you, the … Loans are offered by participating lenders; they are intended for providing cash which has to be paid back within a short period of time. The requirements may include: Being over 18 years old; Earning at least certain minimum monthly income; Being a citizen of the country; … Is your credit score less than stellar, making it difficult if not impossible for you to obtain a traditional loan? Different participating lenders offer different cash transfer and repayment times which are regulated by local and state laws. Check City acts as a credit services organization/credit access business (CSO/CAB) in Texas. This service does not constitute an offer or solicitation for payday loans … So out of the $1125, I only…, Sadly I didn't find out until after I applied for the loan that Ohio is not a eligible state. Didn't find what you were looking for? 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